private label spf moisturizer manufacturer low moq

What ingredients can I use in a private label SPF moisturizer sold in the US?

The FDA Sunscreen Monograph limits permissible active ingredients to mineral filters (zinc oxide up to 25%, titanium dioxide up to 25%) and a defined list of chemical filters including avobenzone, octinoxate, and octisalate at specific concentrations. Inactive skin-benefit ingredients like hyaluronic acid, niacinamide, and ceramides are generally unrestricted. Your cosmetic chemist should confirm the full formulation meets current FDA guidelines before production.

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